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In the "Letter from the
publisher" section, I have, in the past, created a video
message instead of a written letter. However, the majority of
readers prefer the text as well so, I'm trying to combine the
text and video to deliver as much information as possible in a
manner that everyone likes.
All text, and associated links,
are contained below on this web page. Also, if you could,
after the video, please click on the "article survey
link" to let me know what you think about this new
format--thanks!
At the end of last year,
SmartMoney.com ran a detailed interview with me titled The
Credit King. In this interview I talked about a few
advanced credit card and debt management techniques so I would
recommend that check out the article. The link
is on this page.
Last email newsletter I started
to promote, what I consider to be, the best information
package that shows how to handle debt collectors. It's by
Gerri Debtweiler and is titled Stop Debt Collectors Cold.
You can find out more about it in this email newsletter as
well. Funny thing is, just last week, I received a letter from
a debt collector. My first debt-collector letter ever!
The debt is totally bogus. The
debt collection agency claims that I owe some company in Massachusetts
$87. I've never heard of the place and the phone number they
gave me for that company was no good. In fact, there is no
listing of the company in the yellow pages or online. This is definitely
some kind of scam. I sent a dispute letter via certified mail
so we'll see what happens when they attempt to verify the
debt--I'll keep you posted.
Well, this issue of the email
newsletter contains three new articles. One by me about how
banks apply payments in their favor--gee, that's a shocker,
you mean they don't apply them in our favor.
Gary Foreman, Financial
Planner, answers a reader question about Bankruptcy. And
lemon-law attorney Craig Kimmel shares his lemon list.
Oh, by the way, don't forget to
give the Household Math question a try. That's all for this
message from the publisher.
Please let me know what you
thought of it by clicking on the article survey link. As
always, I wish you the very best! Thanks again for reading the
DebtSmart Email Newsletter!
Subscribe FREE and start
finding new ways to save
money and pay off your debt.
"The DebtSmart Email
Newsletter is packed with
cutting-edge strategies for
solving credit problems. I
highly recommend it."--Gerri
Detweiler, radio host and
author of The
Ultimate Credit Handbook