|
General
Questions |
| 1) |
Why are
more and more Americans borrowing against their
financial futures? |
| 2) |
How do
you know if you're headed for trouble with your
credit cards--what are the warning signs? |
| 3) |
How is
it that many credit card holders are spending $96
for a $20 bill--without even knowing it? |
| 4) |
Why
shouldn't people in debt save for emergencies? |
| 5) |
What's
the most important factor in improving your credit
rating?
|
| 6) |
How did
you save $13,000 in finance charges simply by making
a phone call? |
| 7) |
How can
you lower your monthly payments and still save money
on finance charges at the same time? |
| 8) |
Why is
it sometimes better to use credit cards than home
equity loans?
|
| 9) |
Why do
you say that people should never cut up their credit
cards?
|
| 10) |
Why do
you suggest that people consider financing their
next car using credit cards instead of dealer
financing or bank loans? |
|
11) |
Why do
people let themselves get into this debt mess in the
first place? |
|
12) |
Why do
you say to cut up your DEBIT Card? (Credit vs.
Debit) |
|
13) |
Why do
you have 40 credit cards? (Was up to 80 at one
point!) |
|
14) |
Why do you say there
is no such thing as "good debt" or "bad debt"?
|
|
15) |
What are the three
things must you do to get out of debt? |
|
16) |
How can opening new
credit card accounts increase your credit score?
|
|
17) |
How much credit does
the average person need? |
|
18) |
What credit cards
are the best? Do you recommend any specific cards?
|
|
19) |
How did you make
$1,800.00 using the credit card banks money!
|
|
20) |
How did
you get $1,700 cash by remodeling your kitchen? |
|
21) |
How is
that you, and your family (of 5), have gone to
the movies, popcorn and all, for free since the
release of the last Star Wars? |
|
22) |
Who's responsible
for debt problems: banks or credit card users?
|
|
23) |
How do you protect
yourself from identity theft? |
|
24) |
When should you
refinance your mortgage? |
|
25) |
How can a 5.9%
credit offer end up really costing 11.9%?
|
|
26) |
How do you
re-establish your credit? |
|
27) |
Does credit repair
work? |
| Questions about the book
Talk Your Way Out of Credit Card Debt |
| 1) |
Can you really
talk/schmooze your way out of credit card debt?
|
| 2) |
Why would banks be
willing to negotiate with you? |
| 3) |
What exactly do you
have to say to the banks to get them to lower your
interest rate or waive fees? |
| 4) |
In a nutshell --
give us the bullet points on how you talk down a
credit card company rep? |
| 5) |
What line works a
majority of the time? |
| 6) |
What's the worst
thing to say on the phone to a credit card company
rep? |
| 7) |
Are the calls in the
book real? |
| 8) |
Why did you start
recording the banks? |
| 9) |
Isn’t it a lot of
work to call? |
| 10) |
How much can the
average person actually save by just using their
mouth? (How much have you saved?) |
| 11) |
How do you know how
much you saved? |
| 12) |
Can anyone call?
|
| 13) |
What's a realistic
expectation in terms of talking down fees or rates?
|
| 14) |
What happens if the
bank doesn’t give you a better deal? |
| 15) |
Tell me about your
special offer for your latest book. |
| 16) |
Can you negotiate
when the bank calls you first? |
| 17) |
You say not to cut
up your credit cards. So why should I keep a credit
card that I’ve paid off when I have other credit
cards? |
| 18) |
How do you punish
the banks? |
| 19) |
What do you do if
you don’t have a great credit history? Can you get
them to lower the rate? |
| 20) |
What’s your goal
with this book? |
| 21) |
What if you can't get
the banks to lower your rate? |
