Web DebtSmart.com
DebtSmart.com
Sunday, December 22, 2024   
 

DebtSmart® Email Newsletter
June 28, 2006: Issue #127

Tools for financial success! A Free Email Newsletter from DebtSmart Online and Press One Publishing.

 

COOL QUOTE

" Far better to dare mighty things, to win glorious triumphs, even though checkered by failure, than to take rank with those poor spirits who neither enjoy much nor suffer much, because they live in the gray twilight that knows not victory, nor defeat."--Theodore Roosevelt
Quotes from all previous newsletters
 

IN THIS ISSUE #127

Letter from the publisher
Cool Quote
Are you looking for help with your debt now?
Cheapest pre-paid phone rates
10 financial questions you should ask yourself today!
More credit card and debt statistics
Blue Cash® for Business Credit Card
"I saved $1,334 per hour. It was so easy!"
Discover® Platinum Gas Card
Household Math™: Job Offers
Blue from American Express®
Discover® Platinum Wildlife Card
Stop Debt Collectors Cold!
Get motivated to get out of debt
More credit, more options!
Free DebtSmart® Column for in print publication, ezine, or web site
Hire Scott Bilker to speak
Books, software, in-print and downloads
Archive of Email Newsletters online
Advertising
Update-Subscribe-Unsubscribe-Disclaimer Information
Publisher: Scott Bilker
Editor: Larissa S. Bilker
Assistant Editor: Denise Troy

ISSN 1538-6740

You can add DebtSmart® News RSS feeds to your newsreader pages. Note: RSS feeds are not a replacement for the email newsletter but a fast method of finding out what's new here at DebtSmart.com.

 

College Financial Aid

The average overall college aid package was $7,352. Private schools tend to be more generous with aid than public schools. They also charge much more for tuition. The average award at private colleges was $13,147, with 83 percent of their students receiving help. For public schools, the package was $7,619 for almost 70 percent of students.

Read more credit card and debt statistics

 

Stop Debt Collectors Cold!
Stop Debt Collectors Cold! Plus, for a limited time, 4 bonus reports: How to Get Collection Accounts Off Your Credit Report, How to Avoid Losing Your Home In A Foreclosure, What to Do if You Are Behind on Your Car Payments, and Confidential Interview With A Former Debt Collector.
Read about stopping debt collectors

Letter from the Publisher
by Scott Bilker

Hi,

I hope all is well with you and your family!

Last week, I expanded the size of DebtSmart.com by moving streaming media files to another server. Now, I have another 50GB of space! Nice! That means I'll be able to bring you more video, audio, or any large files that would not otherwise fit on the current website.

I started testing the new space by loading some older media clips that I've really wanted to share with you for a while, but just didn't have the room. The first couple I loaded are archived television interviews I did before DebtSmart.com existed-- just after the publication of my first book, Credit Card and Debt Management.

These files are in the Windows Media format, so I am going to apologize in advance if you have any problems with the video. You can be sure that any new video I create will be in the Real Media, Flash, and other streaming media formats.

One of my favorite hosts is J.J. Burns. He's a NY financial planner and was hosting his In the Money show back in 1997. He invited me to be a guest on his show on 10/21/97. J.J. is focused on helping people with their money. We talked in detail about credit card and debt management. You can watch that interview clip here.

My first ever TV interview was on PBS on 10/1/97. The show is Take Note hosted by Patty Satalia. She did a great job of covering the topic. I'm sure you'll find something helpful here as well. You can watch that interview clip here.

Enjoy!

Best,
Scott



Are you looking for help with your debt now?

What if you could know exactly what steps to take by tomorrow? What if you could start down the road of debt freedom with the information in a single email?

Well, you can. And right now! Scott Bilker, founder of DebtSmart.com, has launched a new, personal service to help you today. His strategies, and best-selling books, have helped people save thousands of dollars.

Click here to find out more


DebtSmart® recommended service
Cheapest pre-paid phone rates

473 FREE minutes, 1.9 cents USA and Canada, 2.5 cents UK, no switching. NO NEED TO CHANGE CARRIERS. Long distance services can be used with your home phone, cell phone and with any other private touch-tone phones. Your flat domestic rate will vary depending on the plan you choose. No access fees, surcharges or any hidden fees. A valid credit card is required to acquire service. U.S. Residents only. Any and all Free Minutes Talk Time is only valid in the forty-eight (48) contiguous United States.

Read more about pre-paid phone services



10 financial questions you should ask yourself today!
by Scott Bilker

To quote the very well-known motivational speaker, Anthony Robbins, "Questions are the answer." What exactly does he mean? Tony believes, as do I, that you have the ability to find the answer to any question. They key is to ask the right questions.

If you're constantly asking yourself, "Why was I so stupid to get into debt?", your brain is going to give you an answer like, "Because you're a loser."

Finish reading article


DebtSmart® recommended card
Blue Cash® for Business Credit Card

Intro Rate: 0.00%, Time Period: 6 Months, APR: 7.99% (for life on transferred balances). The Blue Cash® for Business Credit Card, issued by American Express®, is designed for business owners with average credit who plan to take advantage of the cash back reward program. The cash rebate amount varies according to where the cardholder makes their purchases. Cardholders earn a cash back rebate of up to 5% at "OPEN Savings" locations and up to 2.5% for all other general purchases. It is important to understand that once the annual spending exceeds $15,000, the rebate for additional "Open Savings" purchases is 2%, and the rebate for all other additional purchases is 1%. "OPEN Savings" locations include FedEx®, Hertz®, 1-800-FLOWERS.COM®, and more.

Read more about this card



"I saved $1,334 per hour. It was so easy!"

"I spent about 2 hours reading this book (Talk Your Way Out of Credit Card Debt), getting comfortable with the strategies. Then, after my first phone call, which saved me $210 per year, I was off and running! I was able to reduce my interest rate by as much as 9%. I called all six of my Mastercard/Visa companies and was able to save $1,983 per year from the finance charges plus having a $59.00 annual fee removed and a late fee removed ($29.00). The $/hour saved ranged from $141/hour to $2,464/hour and averaged $1,334/hour. It was so easy!!"

Fred Robinson, Teacher, Milford, NH

Read about special offer for all three of Scott Bilker's best-selling books


DebtSmart® recommended card
Discover® Platinum Gas Card

Intro Rate: 0.00%, Time Period: 12 Months, APR: 10.99%. The Discover® Platinum Gas Card, issued by Morgan Stanley, is designed for those with very good credit who are looking for a cash reward credit card. Through the reward program, cardholders earn a full 5% in cash rebates for gas purchases, up to 1% for general purchases, and .25% for purchases made at select warehouse clubs and discount stores. Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a full 1% rebate.

Read more about this card



Household Math™: Job Offers
by Scott Bilker

This question is from my son's 3rd grade New Jersey Assessment of Skills and Knowledge (NJ ASK) sample test.

You have to choose between two different job offers for the same four-day period. The first job pays $5.00 each day for the four days. The second job pays $1.00 for the first day, and each day after the first, you will be paid twice the amount you received the previous day. Which job will pay you the greatest amount?

Answer this problem


DebtSmart® recommended card
Blue from American Express®

Intro Rate: 0.00%, Time Period: 15 Months, APR: 3.99% (for life on transferred balances). Blue from American Express® is an ideal credit card for those with good credit who already have an established credit history and are looking for a card with access to a reward program. Various American Express® services and benefits are provided with this card, such as purchase protection, auto rental insurance, a year-end financial statement, and various travel and emergency assistance services.

Read more about this card


DebtSmart® recommended card
Discover® Platinum Wildlife Card

Intro Rate: 0.00%, Time Period: 12 Months, APR: 10.99%. The Discover® Platinum Wildlife Card, issued by Morgan Stanley, is designed for those with very good credit who are looking for a Cashback Bonus® reward credit card. Through the reward program, cardholders earn a full 5% in cash rebates for purchases made at select merchants, up to 1% for general purchases, and .25% for purchases made at select warehouse clubs and discount stores. Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.

Read more about this card



Get motivated to get out of debt
by Barry W. Wainwright

So, there you sit, most likely all stressed out and worried because you have a lot of debt. Well, you don't have to be if you would only get busy and get motivated to rid yourself of some debt. Believe me, it's easier than you think and not all that hard. And, I can now speak from experience, and I would like to share some of my financial trade secrets and ideas with you. But don't just read this article thinking, "Yeah, maybe it worked for him, but it won't for me!" Do not think that way! In fact, it is also very paramount, imperative and very important that you stop being so pessimistic and negative as that way of thinking will get you nowhere fast.

Finish Reading Article


More credit, more options!

Credit options are your weapon against the banks! The key to success is using your credit lines to save money--not to go crazy spending!


How to UPDATE your information, SUBSCRIBE, or UNSUBSCRIBE from this newsletter
All recipients of the DebtSmart® Email Newsletter signed up voluntarily for the newsletter via our website.
SUBSCRIBE to this newsletter
Please contact comments@debtsmart.com with any comments, problems, or concerns.

DISCLAIMER

The author(s), Press One Publishing, and DebtSmart.com shall have neither liability nor responsibility to any person or entity with respect to any loss or damage caused, or alleged to be caused, directly or indirectly by the information contained in this email newsletter and/or at the DebtSmart.com web site. The information, methods and techniques described may not work for you and no recommendation is made to follow the same course of action. Every effort has been made to verify the accuracy of all content contained herein. However, there may be mistakes; typographical, mathematical, or in content. This email newsletter and the DebtSmart.com web site have been created for your entertainment only. You must always seek the proper professional advice before taking any financial or legal action. You have been warned.

Copyright ©2006 Press One Publishing. All rights reserved. Please do not reprint, or host on your web site, without explicit permission. However, if you found this newsletter helpful, we grant you permission, and strongly encourage you, to e-mail it to a business associate or a friend. Thank you.

 

Subscribe FREE and start finding new ways to save money and pay off your debt.

"The DebtSmart Email Newsletter is packed with cutting-edge strategies for solving credit problems. I highly recommend it."--Gerri Detweiler, radio host and author of The Ultimate Credit Handbook




DEBTSMART MEDIA MENTIONS
NBC 10 News:
Money King Secrets
<Photos and Video>
CN8:
Art Fennell Reports
<Photos and Video>
CNN: CNN Newsroom
<Photos and Video>
CNN: American Morning
<Photos and Video>
ABC: Action News
<Photos and Video>
CNN/fn: Your Money
<Photos and Video>
<See all Television Interviews>

Subscribe to the DebtSmart® RSS Feed
     
   Add to Google