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DEBTSMART® EMAIL NEWSLETTER 
ISSN 1538-6740 
March 24, 2004 Issue 71

Tools for financial success! A Free E-Mail Newsletter from DebtSmart Online and Press One Publishing.

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Publisher: Scott Bilker, mailto:publisher@debtsmart.com

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IN THIS ISSUE

==> Cool Quote

==> Letter from the Publisher

==> Adventures of the Debt Daredevil: Car on Credit

==> Press Release: Debt Daredevil; Financial Superhero 
       to the Rescue

==> Survey: Debt Daredevil

==> Buy 1 Book, Get All 3!

==> DebtSmart Help Center

==> DebtSmart® Resources

==> Subscribe/Unsubscribe/Disclaimer Information

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COOL QUOTE 
“Only I can change my life. No one can do it for me.” 
 --Carol Burnett

Click below for quotes from all previous newsletters: 
http://www.debtsmart.com/cgi-pl/go/040324_en.cgi?04&7428

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LETTER FROM THE PUBLISHER 
by Scott Bilker

Hi,

This issue is devoted to announcing the arrival of a new, financial superhero...the Debt Daredevil. He has been born out of the graphics from my latest book “Talk Your Way Out of Credit Card Debt.”

Actually, I would like to get your input about the cartoon and press release before I send it to the media. So, if you could, I would appreciate your taking a look at the cartoon and future press release, and letting me know what you think by completing the survey.

Thanks!

Regards, 
Scott

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ADVENTURES OF THE DEBT DAREDEVIL: 
CAR ON CREDIT 
by Scott Bilker

In his first mission, the Debt Daredevil takes on the evil used car salesman by helping his friend understand her financing options.

Scott: “What are the financing terms?” Salesman: “Let’s go talk about the details in the back office.”

Salesman: “Looks like we can get you a great low rate of 10.99%.” Scott: “I don’t know. I have to make a quick cell call. I’ll be back in a few minutes...” (This is a job for the Debt Daredevil!)

(Note: Page may take a few minutes to load and music will play automatically so turn down your speakers but be sure to listen.)

Click below to read article: 
http://www.debtsmart.com/cgi-pl/go/040324_en.cgi?05&7428

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DEBT DAREDEVIL; FINANCIAL SUPERHERO TO THE RESCUE CAR ON CREDIT 
by Scott Bilker

What do you do if the Green Goblin is giving you trouble? Call Spider-Man of course. How about the Joker--then Batman is your man. And Lex Luthor--well it’s time for Clark to lose the frames. Those old-time villains may take aim at ruling the world but who’s going to protect us from a new set of personal financial threats?

“Shhh...don’t let people know my secret identity,” jokes Debt Daredevil’s alter ego and creator, Scott Bilker. “My goal is to help people...

Click below to read press release: 
http://www.debtsmart.com/cgi-pl/go/040324_en.cgi?06&7428

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SURVEY: DEBT DAREDEVIL 
by Scott Bilker

I have learned that the best opinion I can get on what I’m doing will come from you! So, with that, can you please let me know what you think of the “Debt Daredevil” comic strip. All you need to do is take a look at the new comic and press release and then complete this survey.

Thanks for all you help!

Please complete the survey at: 
http://www.debtsmart.com/cgi-pl/go/040324_en.cgi?07&7428

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BUY 1 BOOK, GET ALL 3!

Learning how to talk your way out of credit card debt is the quickest, easiest, and most efficient way to start saving money! You can call your credit card banks to negotiate a better interest rate and have fees waived! However, it may not be as easy as picking up the phone and asking.

That’s because bank representatives are trained to deter you from pursuing the deals you deserve. Overcoming their tactics can be difficult when you don’t know what to expect. That’s why I spent years researching and writing my latest book, “Talk Your Way Out of Credit Card Debt: Phone calls to banks that saved more than $43,000 in interest charges and fees!”

This book is a comprehensive guide to negotiating with credit card banks by phone. I cover many specific situations from getting fees waived to getting rates reduced--even settlements! The book contains 52 phone call transcripts from my personal phone calls! The banks always say they record us for training purposes, well, this time I've recorded them!

HERE’S THE SPECIAL OFFER: Get my latest book for $19.95 and I'll include my first two books at no additional cost! So you'll get “Talk Your Way Out of Credit Card Debt”, “Credit Card and Debt Management”, and “How to be more Credit Card and Debt Smart” all for only $19.95 plus shipping! That's a $49.85 value for only $19.95! All books are bestsellers at Amazon.com and have also been mentioned or recommended by major media such as Reader's Digest, Newsweek, Kiplinger's, Woman's World, CNN Money, and many more!

I guarantee that you'll save money by reading my new book. If you don't believe that “Talk Your Way Out of Credit Card Debt” can save you 10 times the cost of the book, then you can return it for a full refund and keep the other books as a gift! That's how confident I am that you will save money!

Click below to read more about this offer: 
http://www.debtsmart.com/cgi-pl/go/040324_en.cgi?08&7428

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DEBTSMART HELP CENTER 
by Scott Bilker

Hi,

Helping you with your debt is very important to me personally! If you've been reading my articles, you know that I always encourage self-help as a first step. However, being buried in debt can be very overwhelming, which is why you may want to explore other options.

One of those options is professional, ongoing help with credit counselors. I've started to personally check out certain companies so I can recommend the ones that are worth considering!

If you would like to speak with a representative from a...

Click below to read more: 
http://www.debtsmart.com/cgi-pl/go/040324_en.cgi?09&7428

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DEBTSMART® RESOURCES

DebtSmart® Books, software, reports, in-print and downloads: 
http://www.debtsmart.com/cgi-pl/go/040324_en.cgi?01&7428

Archive of DebtSmart® Email Newsletters online: 
http://www.debtsmart.com/cgi-pl/go/040324_en.cgi?02&7428

How to use DebtSmart® articles FREE in your e-zine or on your web site: 
http://www.debtsmart.com/cgi-pl/go/040324_en.cgi?03&7428

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HOW TO SUBSCRIBE OR UNSUBSCRIBE FROM THIS NEWSLETTER

All recipients of DEBTSMART® EMAIL NEWSLETTER have signed up voluntarily for the newsletter via our website.

TO SUBSCRIBE to this newsletter, click on the below link and complete the subscription form: 
http://www.debtsmart.com/cgi-pl/go/040324_en.cgi?00&7428

Please contact mailto:comments@debtsmart.com with any comments, problems, or concerns.

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The author(s), Press One Publishing, and DebtSmart.com shall have neither liability nor responsibility to any person or entity with respect to any loss or damage caused, or alleged to be caused, directly or indirectly by the information contained in this email newsletter and/or at the DebtSmart.com web site. The information, methods and techniques described may not work for you and no recommendation is made to follow the same course of action. Every effort has been made to verify the accuracy of all content contained herein. However, there may be mistakes; typographical, mathematical, or in content. This email newsletter and the DebtSmart.com web site have been created for your entertainment only. You must always seek the proper professional advice before taking any financial or legal action. You have been warned.

Copyright © 2004 Press One Publishing. All rights reserved. Please do not reprint, or host on your web site, without explicit permission. However, if you found this newsletter helpful, we grant you permission, and strongly encourage you, to e-mail it to a business associate or a friend. Thank you.