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Email Newsletter 7/17/02
DEBTSMART® EMAIL NEWSLETTER
ISSN 1538-6740
July 17, 2002 Issue 30
Tools for financial success!
A Free E-Mail Newsletter from DebtSmart® Online and Press One
Publishing.
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Publisher: Scott Bilker, mailto:publisher@debtsmart.com
Editor: Richard Crammer, mailto:editor@debtsmart.com
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For instructions to SUBSCRIBE, and
DISCLAIMER, see bottom of this email.
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IN THIS ISSUE
==> Cool Statistic
==> Letter from the Publisher
==> Getting Better, Cheaper
Credit--Right Now!
==> Household Math™: Car Per
Hour
==> Survey: Who Really Pays the
Bills--Men or Women?
==> Bill Paying Methods
==> Budgets and Credit Cards
==> Live Your Dreams
==> The Credit Card You Pick Can
Save You Money
==> DebtSmart® Resources
==> Subscribe/Disclaimer
Information
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PLEASE FORWARD THIS ISSUE
If you haven't already done so,
please forward this issue to one or two of your friends or business
associates.
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COOL STATISTIC
"Stolen credit card numbers and
identity theft affect up to 700,000 Americans each year, the Justice
Department says. In 2000, credit card companies Visa and Mastercard
reported that fraud losses topped $1 billion."
--Associated Press 6/6/2002
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LETTER FROM THE PUBLISHER
by Scott Bilker
Hi,
Last week's survey about money buying
happiness had a HUGE response! Everyone had so many great points on
money and happiness. You all have me thinking much more about it
then ever before--thanks! I'm sure you'll be interested in reading
the results of the survey and the comments of your fellow readers
at:
http://www.debtsmart.com/cgi-pl/go/020717_en.cgi?04&7428
I've been helping my son work on his
basic multiplication this summer. I wanted to use flash cards but I
wasn't satisfied with what I found in the store so I developed my
own. The cards are 2.5 x 3.5 inches and are very basic, which is
what I want! You're free to download and print the cards! Just be
sure to print double-sided, in other words, the back of page 1 is
page 2.
The easiest way to print with Acrobat
is (1) even pages in reverse, (2) odd pages
http://www.debtsmart.com/cgi-pl/go/020717_en.cgi?05&7428
Regards,
Scott
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GETTING BETTER, CHEAPER CREDIT--RIGHT
NOW!
by Scott Bilker
Believe it or not, I know people that
have revolving credit-card debt in amounts of $6,000 or more with
rates over 20% and they're not interested in getting a better rate.
That's just crazy! The first defense against being gouged for high
rates and fees is...
Click below to read article:
http://www.debtsmart.com/cgi-pl/go/020717_en.cgi?09&7428
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HOUSEHOLD MATH™: CAR PER HOUR
Janice has finally received her
driver's license! She's a happy camper! Now it's time to get the car
and go places with her friends. She's pretty smart about money and
knows that she's going to need a decent job to support the car. She
only has time to work 20 hours each week. She estimates that the car
financing will cost $300 per month, gas $25 per week, auto insurance
at $600 semiannually, and repairs and maintenance at $350 per year.
How much per hour must she net just to pay for the car?
Use this link to answer the Household
Math™ problem:
http://www.debtsmart.com/cgi-pl/go/020717_en.cgi?06&7428
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WHO REALLY PAYS THE BILLS--MEN OR
WOMEN?
I hear from my friends that their
wives or girlfriends are the ones that handle the household
finances; that actually pay the bills. However, I'm not so sure that
can be generalized to the average household so I'm going to need
your help to find out who really handles the household finances.
Click below to take the survey:
http://www.debtsmart.com/cgi-pl/go/020717_en.cgi?07&7428
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BILL PAYING METHODS
by Doris Dobkins
How are you paying your bills? Do you
still write checks each month, stuff them in an envelope and slap on
a postage stamp or have you ventured into the world of online bill
paying and automated payments? Bills can even be paid these days
with a simple...
Click below to read article:
http://www.debtsmart.com/cgi-pl/go/020717_en.cgi?08&7428
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BUDGETS AND CREDIT CARDS
by Gary Foreman
I was hoping you can help me solve a
problem I have encountered while trying to live on a budget. I have
created a budget with a fixed amount that can be spent on certain
items, i.e. entertainment. At times I go over this amount. I charge
everything on my credit card, in order to receive a cash back bonus.
My bill arrives the month after I overspend....My problem is
applying my budget to real life, because I still want to use my
charge card to pay for everything. Can you please help me figure out
this problem? I have tried over and over to figure it out and I'm
stuck.
Click below to read article:
http://www.debtsmart.com/cgi-pl/go/020717_en.cgi?10&7428
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LIVE YOUR DREAM
by Michael Angier
I've always been fascinated by
dreamers. And making dreams come true for myself and others is what
my life is about. When I was in my teens, I started to think
seriously about where I wanted my life to go. Like many young
people, I had visions of doing something significant. I also knew
that most people abandon their dreams. So I promised myself that I
would never...
Click below to read article:
http://www.debtsmart.com/cgi-pl/go/020717_en.cgi?11&7428
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THE CREDIT CARD YOU PICK CAN SAVE YOU
MONEY!
by The Federal Reserve
Smart consumers comparison shop for
credit, whether they're looking for a mortgage, an auto loan, or a
credit card. Comparison shopping is important because it could save
you money. When you're looking for a credit card, be sure to
consider the costs and terms. They can make a difference in how much
you pay for the privilege of borrowing. Compare them with the costs
and terms of the...
Click below to read article:
http://www.debtsmart.com/cgi-pl/go/020717_en.cgi?12&7428
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DEBTSMART® RESOURCES
DebtSmart® Books, software, reports,
in-print and downloads:
http://www.debtsmart.com/cgi-pl/go/020717_en.cgi?01&7428
Archive of DebtSmart® Email
Newsletters online:
http://www.debtsmart.com/cgi-pl/go/020717_en.cgi?02&7428
How to use DebtSmart® articles FREE
in your e-zine or on your web site:
http://www.debtsmart.com/cgi-pl/go/020717_en.cgi?03&7428
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HOW TO SUBSCRIBE OR UNSUBSCRIBE FROM
THIS NEWSLETTER
All recipients of DEBTSMART® EMAIL
NEWSLETTER have signed up voluntarily for the newsletter via our
website.
TO SUBSCRIBE to this newsletter click on the below link and
complete the subscription form:
http://www.debtsmart.com/cgi-pl/go/020717_en.cgi?00&7428
Please contact mailto:comments@debtsmart.com
with any comments, problems, or concerns.
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The author(s), Press One Publishing,
and DebtSmart.com shall have neither liability nor responsibility to
any person or entity with respect to any loss or damage caused, or
alleged to be caused, directly or indirectly by the information
contained in this email newsletter and/or at the DebtSmart.com web
site. The information, methods and techniques described may not work
for you and no recommendation is made to follow the same course of
action. Every effort has been made verify the accuracy of all
content contained herein. However, there may be mistakes;
typographical, mathematical or in content. This email newsletter and
the DebtSmart.com web site have been created for your entertainment
only. You must always seek the proper professional advice before
taking any financial or legal action. You have been warned.
We have done our best to ensure that
all sponsors included in the DebtSmart® Email Newsletter offer
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Copyright © 2002 Press One
Publishing. All rights reserved. Please do not reprint, or host on
your Web site, without explicit permission. However, if you found
this newsletter helpful, we grant you permission, and strongly
encourage you, to e-mail it to a business associate or a friend.
Thank you.
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