This video from myFICO: Are you (or someone you know) struggling with debt? This entertaining video helps you take a close look at how you got there, and will inspire you to take steps to get out of debt.

NBC’s investigative reporter, Jeff Rossen, set up hidden cameras in a house and had the homeowner call in plumbers to fix a leaky hot water heater. All that was needed was to tighten one screw.

Refinancing your vehicle loan could save you a few thousand dollars, and could be easier than you think. The average five-year new car loan rate is 3.72% as of Tuesday, according to the Informa Research Services’ Interest Rate Review.

Are student loans the next financial bubble we’ll face? Could be. The statistics are staggering. Tuition and fees have have increased nearly 130% in the last twenty years (source IRS & College Board data).

Fantastic info, not for scatterbrains though. I have three cards currently all intro 0% wondering if I made a cash advance of say $1,000.00 then immediately took advantage of 0% balance transfer, would I still be liable for the 24.99% advance rate as well as the fee even though account was paid off the same day or at least within billing cycle?

I appreciate a good magic trick! But frankly, I am always a bit frustrated at the end of the show. The frustration results from the conflict between what appeared to be true and what I know to be true.

You find wrong information on your credit report. Is it a simple mistake or something more sinister? Here are some warning signs that you could be a victim of credit fraud.

I’m looking to replace some appliances in my kitchen. Mine are old and on their last legs. The trouble is that I really can’t afford new appliances and I don’t want to put them on my credit card.

As of the end of January 2013, merchants are now allowed to charge customers a surcharge, or checkout fee, for using credit cards. Also in the news, the Federal Trade Commission (FTC) reported 2/11/13 that 5% of consumers had errors on one of the three major credit reports.

Financial requirements are dynamic in nature. This is why they are not that easily manageable, more so if one is inexperienced in these matters. Thus, there is a growing demand for mortgage brokers.