Get rich quick by auto-surfing leaves my friend in the red
by Denise R. Troy
Having grown up surrounded by extended family, I spent many a Sunday dinner listening to my grandmother recount stories about her life in which hackneyed expressions such as "look before you leap" and "if it's too good to be true, it probably is" were the moral lessons of that day. Some may say these seemingly trite expressions should be dismissed as old-fashioned.
How to protect yourself from becoming a victim of credit fraud
by Rebecca Lindsey
The Federal Trade Commission released the results of a Consumer Fraud Survey. Astoundingly, it estimated that nearly 25 million Americans were victims of fraud. The study indicated individuals with high levels of debt are more likely to be victims of fraud. Three of the top categories of fraud reported to the FTC related to credit, including credit-repair scams aimed at those carrying high debt loads or having bad credit. The most frequently reported type of consumer fraud: advance-fee loan scams, in which consumers pay a fee for a "guaranteed" loan or credit card.
How banks use low rate offers to lock in high rates
by Scott Bilker
Scott, I have used the lower interest rate checks from my credit card company to transfer debt. I noticed on my statement that the balances on the original rate and the new rate are not getting paid down proportionately. Can I get the company to apply my payment my way? Is the use of these checks a benefit or a curse? --Mary
Stealing from people of faith
by Scott Bilker
Click-click-clicking through the channels...hmmm, what's on TV tonight? Look at this, B.E.T. is running a show about God with Pastor Robert Tilton. He is a fairly convincing speaker like many of his televangelist cohorts, but what's his message? You may think it is the same message as the majority of these charismatic "shepherds" however, this guy caught my attention when he said to call for his free booklet titled, "How to Pay Your Bills Supernaturally."
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