Card Registration Services
by Rebecca Lindsey
Credit card registration services (sometimes called card protection services) are an additional option that you should know about. Card registration services come in handy if your credit or debit cards are ever lost or stolen--for a monthly or yearly fee. Although the fee is usually small, it is up to you to figure out if the services offered are worth it.
Dangerous Information
by Gary Foreman
Dear Dollar Stretcher, Someone told me you weren't supposed to put your social security number on your checks. Also you shouldn't have your number on your driver's license since that number is used for a lot of private things. Can you give me some input on this subject?
Survey Results: Chase Bank Tries to Pull a Fast One
by Scott Bilker
Last email newsletter I recounted my experience of handling Chase Bank when they attempted to deceive me. Many DebtSmart readers voiced their opinion about the article and the Chase letter. You'll certainly want to hear from those who agree and disagree, plus add your comments to my article or comment about other people's responses!
Chase Bank Tries to Pull a Fast One (Conversation 2)
by Scott Bilker
Part 2: Supervisor argues about the fee. Rep: "Mr. Bilker thank you for holding the account supervisor Ms. Lett is on the line. You may go ahead." Scott: "Thank you Ms. Beers."
Enron Lessons for the Little Guy
by Gary Foreman
Much has already been written about the fall of Enron. Most has been on the political and business ramifications and deciding who to blame. I've been surprised to see that there hasn't been much that would help the average Joe protect himself from the next Enron. So let's see what lessons can be learned from the current mess.
Chase Bank Tries to Pull a Fast One
by Scott Bilker
How did Chase Bank attempt to trick me and maybe you? I strongly recommend that you read this entire article if you have ever done a balance transfer or you're thinking about doing a balance transfer! This article contains some details about my phone call to Chase Bank, copies of their letters, copies of my bank statement, and a response form so you can let me, and the world, know if this has ever happened to you!
Payday Loans = Costly Cash
by Federal Trade Commission
I just need enough cash to tide me over until payday. "GET CASH UNTIL PAYDAY! . . . $100 OR MORE . . . FAST." The ads are on the radio, television, the Internet, even in the mail. They refer to payday loans - which come at a very high price.
Chase Bank Tries to Pull a Fast One (Conversation 1)
by Scott Bilker
Part 1: First Rep removes the overlimit fee and argues about the fee. Rep: "Card member services. This is Ms. Beers, how may I help you?" Scott: "Hi, what was your name again?"
Chris Peruzzi vs. the Debt Counselors
by Chris Peruzzi
I've got SUCH a headache. If you ever want to see me lose my temper really fast, talk to me about my debt counseling company. I have never had to deal with such a band of galactic level screw-ups in my life. In a roundabout way, I would guess that they are doing the job they are supposed to be doing. They are curing me of any kind of desire to ever be in debt again.
Biweekly Mortgages: A Reader's Personal Story
by Scott Bilker
The following is a series of e-mails written back-and-forth between Scott Bilker and Kevin, a DebtSmart Reader, about Kevin's experience with a nightmare of a mortgage!
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