Household Math™: Used Car Loan
by Scott Bilker
You're ready to go out and buy another used car. You know that the monthly payment for a $8,000 3-year loan at 8% APR is $250.70 which, is all you know you can afford. After finding the right car, which cost a more than you originally planned, plus all fees, the total amount financed is $16,000. What is the monthly payment if the rate, and term of the loan, remain the same?
Household Math™: Choosing a Selling Price
by Scott Bilker
How much can Jack and Jill sell their house for now and keep the monthly payment as affordable as it was when they originally put the house for sale?
Household Math™: Shopping Sale
by Scott Bilker
This is a situation we run into everyday. Stores are always sales, specials, etc. and thirfty people will try to take advantage of these sales. But how can you tell which discount is the better discount?
Household Math™: Coupons and Sandwiches
by Scott Bilker
Here's something us guys at DebtSmart were discussing last week. We're always ordering from this Sub Shop down the street and, being the thrifty folks we are, we decided to figure out the most money-saving way to get lunch. An excellent example of math that can be applied to everyday situations.
Home Equity Scams Quiz
by Richard Crammer
While many subprime lenders are reputable, some unscrupulous subprime lenders make costly home-secured loans to consumers who are unable to repay them, subjecting such consumers to refinancing with additional high or unfair fees and charges and possible loss of their homes through foreclosure or forcing an undesired sale. Take the quiz to test your knowledge of Home-Equity Scams.
Credit Repair and Reporting Quiz
by Richard Crammer
Credit Repair Scams abound today. Every time you turn on the TV or read a newspaper it seems that someone is promising to improve your credit rating. Take this quiz to improve your awareness of credit repair scams, and don't get ripped off.
Thanksgiving Quiz
by Richard Crammer
Test your knowledge of this favorite American holiday!
General Credit Card Knowledge Quiz
by Scott Bilker
We all use credit everyday and it's important to know the basics of handling our debt to ensure that we're always getting the best deal. Take the quiz to check your personal plastic awareness level!
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