10 Reasons People Overspend
by Debra Vaughn
By talking to people, conducting surveys, and helping people throughout the years, I have made a list of ten reasons for overspending that I hear most often. Take a look to see if you fall in line with one or more of these causes to indulge.
Great Deals You Can Find in the Classified Ads
by Scott and Larissa Bilker
Many people run directly to the store to buy brand new items at full price when there are many other options.
DebtSmart Email Newsletter: 5/14/01
by DebtSmart Email Newsletter
In This Issue; Letter from the Publisher; Credit Card Tip Great Deals You Can Find in the Classified Ads Refinancing Secrets Uncovered Thrift Shops Your tips; Subscribe Information
Thrift Shops
by Harvey L. Bilker
What are thrift shops? Where do you find them? What are they all about? How can they help you cut down on your debts?
DebtSmart Email Newsletter: 3/28/01
by DebtSmart Email Newsletter
In This Issue; Note from the Publisher; Mortgage Rates Bankruptcy Law Changes Lower Your Interest Rates The True Cost of Annual Fees (Q&A) We need YOUR help--take the DebtSmart survey! DebtSmart(r) Tax Time Tip Special Deals for DebtSmart(r) readers What now? by Gary Foreman Advertising Opportunities
Debt Reduction vs. Mortgage Down Payment
by Scott Bilker
My husband and I are in debt for about 28k and have recently sold our home. We are looking to buy a more expensive house in a better neighborhood and school district for our two kids to start school in. I am currently working a lot of overtime, but am not sure if I should try to payoff some of the debt or save for a down payment.
Paying Off a Loan with Credit Cards
by Scott Bilker
I have a home eq. loan for 10 years at 8.50% for $26,000.00. Could I pay this down with credit cards using $500.00 a month payments?
Extending a Low Rate
by Scott Bilker
I knew I would now be making less money to pay off the debts incurred but never realized how difficult it would be. I am now paying the minimum required and know that I will never get out of it this way. Any suggestions? Have moved most debt to lower rate cards, but the time on those is running out. Can I request that my rate remain the same since I make my payments on time?
Subscribe FREE and start
finding new ways to save
money and pay off your debt.
"The DebtSmart Email
Newsletter is packed with
cutting-edge strategies for
solving credit problems. I
highly recommend it."--Gerri
Detweiler, radio host and
author of The
Ultimate Credit Handbook
