Reflections--A Top Ten List of Year-End Questions
by Michael Angier
In order to embrace the new, we must release the old. A trapeze artist cannot swing from one bar to another without letting go. An important part of preparing for the New Year is to review the past year--to release it--and to learn from it.
Messed Up Car Lease
by Craig Kimmel
Dear DebtSmart, I have a 2000 Ford Windstar van. I currently owe $20,150.00. My payments are $449 a month. At the time I took on these payments I could handle it, but now I cannot. I have tried to trade the van in on a cheaper vehicle, like a 10,000 or 11,000 vehicle. But the car dealers always come back telling me they can't do it unless I could put 3 or 4 thousand down. I already put 5 thousand down when I bought it! And now they want 3 or 4 more! NO WAY. Any suggestions? --Messed up in Texas
5 Ways to Avoid Holiday Debt
by Scott Bilker
[DIAL-UP SPEED] DebtSmart Video Library Presentation: Between Thanksgiving and Christmas people are going to spend $121.4 billion using their credit cards! How are you going to pay for the gifts? Credit cards of course! I'm sure many people are going to criticize me for even suggesting such an idea.
5 Ways to Avoid Holiday Debt
by Scott Bilker
[HIGH SPEED] DebtSmart Video Library Presentation: Between Thanksgiving and Christmas people are going to spend $121.4 billion using their credit cards! How are you going to pay for the gifts? Credit cards of course! I'm sure many people are going to criticize me for even suggesting such an idea.
DebtSmart Email Newsletter: 12/5/01
by DebtSmart Email Newsletter
In This Issue; Advertisers; DebtSmart Resources; Letter from the Publisher; 5 Ways to Avoid Holiday Debt; Survey: Holiday Shopping Biweekly Mortgages: A Reader's Personal Story Love Is Blind; But Creditors Aren't Watch the Upsells!; Subscribe/Disclaimer Information
Biweekly Mortgages: A Reader's Personal Story
by Scott Bilker
The following is a series of e-mails written back-and-forth between Scott Bilker and Kevin, a DebtSmart Reader, about Kevin's experience with a nightmare of a mortgage!
5 Ways to Avoid Holiday Debt
by Scott Bilker
This document is the text version of the video presentation. Between Thanksgiving and Christmas people are going to spend $121.4 billion using their credit cards! How are you going to pay for the gifts? Credit cards of course! I'm sure many people are going to criticize me for even suggesting such an idea.
Love Is Blind, But Creditors Aren't
by Gary Foreman
Dear Dollar Stretcher, I am getting married next year and have a question concerning our individual credit histories. I have good credit and my Fiance does not. I have worked hard to maintain a good credit rating, paying more than the minimum amount due each month. My Fiance however is not good at paying his bills and unfortunately his credit is suffering because of it. If we get married will whatever he has owed previously (before me) affect my credit or not? I don't want responsibility for something I had no involvement in. I understand that whatever we do together after we are married is "ours" but what about before? Can you please tell me what is right?
Watch the Upsells!
by Doris Dobkins
Upon arriving at home, you pull out your calculator and all your receipts for the day. Total = $520.75. Oh my, what could have gone wrong. My budget was $350.00 and I had everything planned out so well. Your problem is called upsells! They are big this year and they are persuasive.
Survey Results: Holiday Shopping
by Scott Bilker
Did you go on a summer vacation this year? How much did you spend on vacation? Is the amount you spent on your summer vacation more or less than you initially planned on spending?
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