Survey Results: Credit Card Offers
by Scott Bilker
How many credit offers did you receive in the mail today? It's the start of the New Year and the credit card banks are getting ready to steal your business from each other. We are going to benefit from this competition!
New Years Resolutions for 2002
by Scott Bilker
I didn't realize how much I was going to learn, personally, when I asked you all for your New Year's resolutions. I thank you for giving me so much to think about this year. I will be adding many of your resolutions to my own. The resolutions everyone submitted seem to fit into different categories. Each of the resolutions discussed below is a grouping of many submitted by DebtSmart Readers.
Sorting Your Money
by Terry Rigg
With all of the different items that the average individual or family spends money on, it can be difficult to keep it separated. You have to have money for groceries, car gas, school lunches, dining out and entertainment just to name a few.
DebtSmart Email Newsletter: 1/2/02
by DebtSmart Email Newsletter
In This Issue; Advertisers Cool Quote,s; DebtSmart Resources; Letter from the Publisher; Survey: Credit Offers New Year's Resolutions for 2002 Sorting Your Money Clean Out the Yuck In Your Life Comparing a Refinance Planning For Success In the New Year New Year's Resolution...Save More Money; Subscribe/Disclaimer Information
New Year's Resolution . . . Save More Money
by Gregory Thomas
The key to making your resolution become a reality is to set a 'goal'. In other words, what do you want the 'extra' money for? Are you saving for a new car stereo system? What about a family trip to Las Vegas?
Planning for Success In The New Year
by Doris Dobkins
The New Year has just begun. Where has the time flown? Think for a moment about last year and your finances. The small financial decisions we make every day can have a huge impact on our circumstances a month from now, six months from now or even 1 year from now.
DebtSmart Email Newsletter: 12/19/01
by DebtSmart Email Newsletter
In This Issue; Advertisers; DebtSmart Resources; Letter from the Publisher; Ratings; Quiz: Credit Repair; Survey: New Year's Resolutions Lower Your Credit-Card APR Right Now! Comparing a Refinance Reflections--A Top Ten List of Year-End Questions Messed Up Car Lease; Subscribe/Disclaimer Information
Credit Repair and Reporting Quiz
by Richard Crammer
Credit Repair Scams abound today. Every time you turn on the TV or read a newspaper it seems that someone is promising to improve your credit rating. Take this quiz to improve your awareness of credit repair scams, and don't get ripped off.
Survey Results: New Year's Resolution
by Scott Bilker
This is the final issue of 2001 and with that I want to ask everyone about their New Year's Resolutions. Do you make them? What are they? Please let me know your aspirations for 2002 by taking the survey.
Comparing a Refinance
by Gary Foreman
Dear Gary, My husband and I want to refinance our mortgage and add a credit card debt. We owe $44,000 on our mortgage at a rate of 7 1/8% and we have 11 years left. We want to add a credit card debt of $17,000 at a rate of 9.99%. The best mortgage rate that I have been able to find is a 15 year fixed at 6.25% with a fee of $1161 and no points. Would we be wise to refinance? Thanks. I hope you can help me with the answer or point me in the right direction.
Subscribe FREE and start
finding new ways to save
money and pay off your debt.
"The DebtSmart Email
Newsletter is packed with
cutting-edge strategies for
solving credit problems. I
highly recommend it."--Gerri
Detweiler, radio host and
author of The
Ultimate Credit Handbook
