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DebtSmart Email Newsletter: 2/13/02
by DebtSmart Email Newsletter
In This Issue; Cool Quote,s Letter from the Publisher; Chase Bank Tries To Pull a Fast One Payday Loans = Costly Cash; Survey: Response to Chase Bank Article Debt Makeover The Playing Field Has Been Leveled--and It's Time For You To Play Have You Freebied Today? Immediate Access To Your Credit Score Enron Lessons For The Little Guy How to Get Your Children "Brand Free"; DebtSmart Resources; Subscribe/Disclaimer Information
 
Enron Lessons for the Little Guy Enron Lessons for the Little Guy
by Gary Foreman
Much has already been written about the fall of Enron. Most has been on the political and business ramifications and deciding who to blame. I've been surprised to see that there hasn't been much that would help the average Joe protect himself from the next Enron. So let's see what lessons can be learned from the current mess.
 
Chase Bank Tries to Pull a Fast One Chase Bank Tries to Pull a Fast One
by Scott Bilker
How did Chase Bank attempt to trick me and maybe you? I strongly recommend that you read this entire article if you have ever done a balance transfer or you're thinking about doing a balance transfer! This article contains some details about my phone call to Chase Bank, copies of their letters, copies of my bank statement, and a response form so you can let me, and the world, know if this has ever happened to you!
 
Payday Loans = Costly Cash Payday Loans = Costly Cash
by Federal Trade Commission
I just need enough cash to tide me over until payday. "GET CASH UNTIL PAYDAY! . . . $100 OR MORE . . . FAST." The ads are on the radio, television, the Internet, even in the mail. They refer to payday loans - which come at a very high price.
 
Chase Bank Tries to Pull a Fast One (Conversation 1) Chase Bank Tries to Pull a Fast One (Conversation 1)
by Scott Bilker
Part 1: First Rep removes the overlimit fee and argues about the fee. Rep: "Card member services. This is Ms. Beers, how may I help you?" Scott: "Hi, what was your name again?"
 
THE PLAYING FIELD HAS BEEN LEVELED--AND IT'S TIME FOR YOU TO PLAY THE PLAYING FIELD HAS BEEN LEVELED--AND IT'S TIME FOR YOU TO PLAY
by Michael Angier
In today's market and with today's technology it's never been easier to compete with established companies and well-known individuals. Never before has opportunity been so universally available. Every day I see where someone has published their first book, launched a new company, starred in a new film or partnered with a large corporate entity. I like to read about people going for their dreams.
 
STONEWALLED: THEY REFUSED TO HONOR THE WARRANTY STONEWALLED: THEY REFUSED TO HONOR THE WARRANTY
by Craig Kimmel
Dear Craig: I purchased a new Mazda Protege. Around 32K I noticed a knocking sound in the front axle/wheel base when making right turns. I took the car to the dealership on 5 occasions but the problem was not remedied. An independent Mazda mechanic said that the factory had built a faulty front axle and that Mazda should replace it under the 50K warranty. My trip to the mechanics took me over the 50K mileage. I went back to the dealership (two more occasions) but got stonewalled; they refused to honor the warranty...
 
Save money on clothing Save money on clothing
by Gregory Thomas
The amount that you spend on clothing. Do you know how much that is? One hundred, two hundred, maybe even three hundred a month? Is it really necessary to spend that much money on clothes? Maybe not!
 
DebtSmart Email Newsletter: 1/30/02
by DebtSmart Email Newsletter
In This Issue; Cool Quote,s Letter from the Publisher; Survey: Financial Education; Quiz: Home Equity Scams Biweekly Mortgage May Be a Rip-Off Chris Peruzzi vs. the Debt Counselors Debt Makeover Stonewalled: They Refused to Honor the Warranty Have You Freebied Today? Click Away Your Debt Today Save Money On Clothing A Cheap Used Car; DebtSmart Resources; Subscribe/Disclaimer Information
 
Cheap used car Cheap used car
by Gary Foreman
Dear Gary, I'm a struggling, hard-working single mother who is in dire need of a car, but I can't stand the thought of making car payments for 5 years because of my bad credit. I have $3,000 saved and I'm considering going to an auto auction. If this is not a feasible way to get a car, could you please tell me the best way to get one?
 
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