Consumer Action's 2002 Credit Card Survey
by Consumer Action
San Francisco, Friday, March 22, 2002 - The new National Credit Card Survey by Consumer Action (CA), released today, takes a close look at 126 credit cards issued by 42 companies. Since the mid-1980s, the non-profit education and advocacy organization has conducted an annual review of credit card rates and terms in order to gauge industry trends and provide consumers with a comparison tool.
My family vacation for $32 per person per day!
by Scott Bilker
That's right, $32 per person per day is what it worked out to cost for our family's April 2002 vacation. This article covers the details of all costs related to this vacation, along with photos! I think that's great price but please let me know if you think it's a thrifty, quality, vacation.
Are you paying Tony the Tiger's salary?
by Samantha Powell
I have a major problem paying $3.89 for a box of cereal that more than likely cost $ .35 to make! What if I was to tell you that I NEVER, EVER pay more than $ .50 for a box of name brand good tasting cereal? You are probably thinking "no way" or "not possible"! But it is! How, you say? By using coupons, yes coupons.
Payback Time
by Gary Foreman
I just finished reading the letter from "Tina", who was upset that she was being "harassed" by a collection agency. Could you address the other angle of this? I'm 32 and I guess I have a big chip on my shoulder about people who run up debts and are then outraged that they would have to pay it back.
Early Payoff
by Scott Bilker
Scott, I would like to pay off my 80K-15 year, 7.74% mortgage in 8-10 years? How much per month or year do I have to make to reach this goal?
Household Math™: Used Car Loan
by Scott Bilker
You're ready to go out and buy another used car. You know that the monthly payment for a $8,000 3-year loan at 8% APR is $250.70 which, is all you know you can afford. After finding the right car, which cost a more than you originally planned, plus all fees, the total amount financed is $16,000. What is the monthly payment if the rate, and term of the loan, remain the same?
Budget Leftovers
by Terry Rigg
It is extremely difficult to setup a budget, especially when you are behind on some of your bills. Even if you can make your regular bills and expenses fit neatly into your budget, what can you do if you don't have the money to catch up?
Don't Buy a New Computer. Let's Save Money!
by Gregory Thomas
Have you been thinking about buying a new computer to replace your 1-2 year old system? If so, let's take a moment to decide if this is the *best* decision to make, or if there are some other options you have to help save a substantial amount of money.
DebtSmart Email Newsletter: 4/10/02
by DebtSmart Email Newsletter
In This Issue; Cool Quote; Letter from the Publisher; Early Payoff Budget Leftovers; Household Math™ Submit a; Household Math™ Question Don't Buy a New Computer. Let's Save Money! Low-Rate Card Have You Freebied Today? Payback Time; DebtSmart Resources; Subscribe/Disclaimer Information
Reducing Your Mortgage
by Gary Foreman
I once heard that you can cut a mortgage in half by simply making one extra payment per year. Is this true? And does this work with any loans like... car, personal and student loans? Thanks.
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