Household Math™: Car Purchase vs. Car Repair
by Scott Bilker
After doing some research she finds only one car that she feels will meet the 50,000-mile requirement. The total price for that car is $3,000. Should she buy the used car or repair the transmission?
SCORE KEY: DebtSmart® Financial Compatibility Test
by Scott Bilker
Not all the questions have the same score value. Therefore, the scores are weighted on each question according to their importance. Some responses may take points away from your score (negative scores).
Answers to Your Questions About FICO® Scores
by Fair, Isaac and Company, Inc.
Answers to many common questions concerning credit scoring written by the credit scoring experts at MyFico.com®
10 Reasons to Love Your Credit Card Bank
by Scott Bilker
Boy, the banks are going to love me for this; too bad they won't be sending me a check! Love 'em, hate 'em, it's the same old story. Credit cards themselves are not bad. There are advantages and disadvantages so this time I want to take a look at some of those advantages...
Household Math™: Auto Loan Rate
by Scott Bilker
Mary Jane borrowed $9,200 to buy a used car. She made equal monthly payments for 3 years and that paid off the loan in full. After that time she added up how much she paid in total to the loan. She was surprised to find that 14.81% of the total amount she paid back over the course of 3 years were interest charges for the loan! What was Mary Jane's APR for this loan?
Survey Results: "Love" the Banks
by Scott Bilker
Boy, the banks are going to love me for this; too bad they won't be sending me a check! Love 'em, hate 'em, it's the same old story.
Mom's Finances
by Gary Foreman
My 70-year-old mother lives alone a few miles away from two of her five daughters. She's fiercely protective of her privacy and independence. However, she cannot handle her money. We think she may have early Alzheimer's. She's always been bad with bouncing checks and having the utilities cut off for non-payment. But now she's much worse...
The Frugal Shopper's Favorite Frugal Tips
by Sandy Shields
The following are my favorite frugal tips that I use on a regular basis. I hope that they will help you as much as they have helped me and my family.
DebtSmart Email Newsletter: 6/5/02
by DebtSmart Email Newsletter
In This Issue; Cool Stats Letter from the Publisher; 10 Reasons You Should Love Your Credit Card Bank; Household Math™: Auto Loan Rate; Survey: Love the Banks The Frugal Shopper's Favorite Frugal Tips New Low Rate Card Rewards at 0% Mom's Finances Phony Tax Forms Result in Identity Theft; DebtSmart Resources; Subscribe/Disclaimer Information
Phony Tax Forms Result in Identity Theft
by Cindy Hockenberry
A rash of fake IRS forms, along with an official-looking letter from a bank have recently fooled many taxpayers into providing personal information under false pretenses. The IRS has received several reports of this latest scam surfacing nationwide. Dozens of U.S. and foreign taxpayers have been identified so far. In this scam, a letter claiming...
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