Unsolicited Mail, Telemarketing and Email: Where to Go To "Just Say No"
by Federal Trade Commission
Tired of having your mailbox crammed with unsolicited mail, including pre-approved credit card applications? Fed up with getting telemarketing calls just as you're sitting down to dinner? Fuming that your email inbox is chock-full of unsolicited advertising? The good news is that you can...
Money Management
by Doris Dobkins
Are you good at handling money? Are you good at money management? Do you have self-control? How's your attitude towards money?
Survey: Worst Buying Decisions
by Scott Bilker
Best Buying Decisions I'm frequently asked about "good debt" and "bad debt." Actually, there's no such animal. There is simply DEBT. There are however, good buying decisions and bad buying decisions. Buying your home is probably a good buying decision. Buying a new Audi Mazzerat, for people with an average income, is probably a bad buying decision.
DebtSmart Email Newsletter: 10/23/02
by DebtSmart Email Newsletter
In This Issue; Cool Quote; Letter from the Publisher; Helping Daughter With Debt; Household Math™: Pizza Deals; Survey: Worst Buying Decisions Money And Integrity Living Within Your Means--The Easy Way; By Terry Rigg Temporary Downsizing? Eight Steps to Tackle the Money-Saving Process (Part 6) Money Management; DebtSmart Resources; Subscribe/Disclaimer Information
Helping Daughter With Debt
by Scott Bilker
Our daughter, who is 31 and single, has $15,000 in credit card debt that would we like to help her get out from under. This debt consists of two different maxed out credit card accounts that are both charging very high interest rates, as well as late charges and over the limit fees. We are considering refinancing our mortgage, which currently has a balance of $47,000 and a 5.75% rate. Is this a good solution or not?
Temporary Downsizing?
by Gary Foreman
We're wondering if we should sell our house. Our mortgage payment is $1,030 a month--no problem when we were both working full time. Now that his income has been drastically reduced, the mortgage feels very steep. What about selling the house, using the equity to pay off our $20,000 second mortgage, and moving into a place that costs less per month?
Money And Integrity
by Chris Peruzzi
Have I mentioned to you that I'm monetarily motivated? No? Well, I am. Believe me, I know that about 80% of my problems could be solved with cash and I am not above saying so. However, I am also a great believer in personal...
Household Math™: Pizza Deals
by Scott Bilker
Ann and Sharon are good friends each with a son that has the same birthday. They're going to have a birthday party for both of them together and decide to serve pizza. There are three sizes available small (11 inch) for $7.95, medium (15 inch) for $12.95, and jumbo (17 inch) for $16.95. Which size pizza is the best deal?
Equity Used For Down Payment
by Scott Bilker
My husband and I want to buy a home being built in a new development. Our present home worth $260,000 has no mortgage except a $30,000 home equity loan. We need about $15,000 down payment for the home being built. Should we open a home-equity line of credit to pay the down payment? If not, where is the best place to get the $15,000?
Signs of Wealth
by Gary Foreman
Everyone from songwriters to psychics to traffic engineers will tell you that it's important to 'read the signs'. And they're right. Take driving for instance. Traveling without signs would be difficult and dangerous. Our financial affairs are another type of trip that requires watching signs. To help us avoid trouble and make progress towards our goals. So let's take a look at some common financial road signs.
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