DebtSmart Email Newsletter: 6/18/03
by DebtSmart Email Newsletter
In This Issue; Cool Quote; Letter from the Publisher; Reviewing DebtSmart.com How to Stick to Your Budget; Household Math™: Cell Phone Plans Easy Come Easy Go; DebtSmart® Help Center; Single Stay-At-Home Mom; DebtSmart Resources; Subscribe/Disclaimer Information
How to Stick to Your Budget
by Terry Rigg
Let's face it. The day-to-day drudgery of trying to figure out how to best spend your money isn't the most interesting aspect of our lives. Let me see if I can make the budget process a little more appealing to you.
Single Stay-At-Home Mom
by Gary Foreman
Do you think it is realistically possible for a single Mom of a 15, 12, and 6-year old to stay home with her children? I do not have a profitable skill, a degree or money in the bank. All I know is that a tired, stressed-out mother is not what I want for my kids. They deserve more of me.
Household Math™: Which Mortgage is Better?
by Scott Bilker
I am trying to decide whether to refinance my home mortgage (again). We would like to reduce the time to payoff and are considering a 15-year loan at 4.75% APR. We currently owe $166,312 with 341 payments of $1,060 left at 6.375%. The new loan generates 180 payments of $1,293. If I just took the extra $233 and paid toward my current loan would I be better off?
Bogus July 1 Email Exposed: The Real Deal on Your Credit File Privacy
by Federal Trade Commission
Just wanted to let everyone know who hasn't already heard, the four major credit bureaus in the U.S. will be allowed, starting July 1, to release your credit info, mailing addresses, phone numbers...to anyone who requests it. If you would like to opt out" of this release of info., you can..."
Pay It Off Or Keep It?
by Doris Dobkins
Interest rates went down this week and many people are refinancing their home mortgages once again. When you refinance, it's important to make decisions based on your personal and financial goals in life. In this article, we are going to discuss the topic of paying off your mortgage early and why you might or might not want to.
DebtSmart Email Newsletter: 6/4/03
by DebtSmart Email Newsletter
In This Issue; Cool Quote; Letter from the Publisher; Reviewing DebtSmart.com Consumer Credit File Privacy: The Real Deal; Household Math™: Which Mortgage is Better? Debt Perception Finally Tackling the "Spring Cleaning" Task; DebtSmart Help Center; Pay It Off Or Keep It?; DebtSmart Resources; Subscribe/Disclaimer Information
Finally Tackling the "Spring Cleaning" Task
by Gregory Thomas
It may seem a bit odd to relate saving money to a clean household, but you would be surprised to learn the impact one has on the other. When you have a clean, organized household, you'll have more...
DebtSmart Email Newsletter: 5/21/03
by DebtSmart Email Newsletter
In This Issue; Cool Quote; Letter from the Publisher; Miami Herald Review Collection Company After 23-Year-Old Debt; Household Math™: Job Offers; Survey: Debt Perception Paying Your Bills on Time; DebtSmart® Help Center; Unemployed Bill Crisis; DebtSmart Resources; Subscribe/Disclaimer Information
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