DebtSmart Email Newsletter: 11/14/07
by DebtSmart Email Newsletter
Letter from the Publisher; Cool Quote; Manipulating the System; DebtSmart® Recommended Products and Services; Negotiation Success in Dubai; STATISTICS: Adult Attitudes Toward Financial Literacy; "Thanks for inspiring me..."; Household Math(tm): Cash Advance Savings; Wasn't Paying Attention: Where Does My Money Go and How Can I Get Some Back?; DebtSmart® Column for your use in-print, ezine, or website; DebtSmart® books and software, and other products; Update Your Email Address, Subscribe, Unsubscribe, and Disclaimer Information
Household Math™: Cash Advance Savings
by Scott Bilker
Scott, I have an offer to write a check in any amount at 1.99% APR with a 3% fee of the check. I would like to make a transfer to a credit card for $3,400.00 on which I am now paying 11.24% interest. I’m currently paying $100.00 per month toward this debt. After adding the 3% fee, how much I will save by doing this? I would appreciate any help or insight to my question. Thank you. Sandra
Debt Free: How I did it
by Cindy Campbell
About three years ago I sat down and knew for sure I was in debt. I had credit cards that were over the limit, due to me charging and charging, but not paying. I use to write checks at the grocery stores, for cash back, knowing I was going to be paid within a day or so, so I knew the money would be there when the check cleared, just not at the time it was written. I was so deep in debt.
DebtSmart Email Newsletter: 10/31/07
by DebtSmart Email Newsletter
Letter from the Publisher; Cool Quote; My spouse doesn't agree!; DebtSmart® Recommended Products and Services; Debt Free: How I did it; STATISTICS: Household Credit Card Debt; "Bilker also touches on Credit Arbitrage"; Household Math(tm): Used Car Loan; My Son's Auto Loan; DebtSmart® Column for your use in-print, ezine, or website; DebtSmart® books and software, and other products; Update Your Email Address, Subscribe, Unsubscribe, and Disclaimer Information
My Son's Auto Loan
by Gary Foreman
Gary, I brought a car under my name for my son. After 4 months of payments now he says he can't afford it. There are 6 years on the car loan. Is there anything that can be done. I can't keep the car. I have a car loan myself. How do I get out of the loan? Donna
DebtSmart Email Newsletter: 10/17/07
by DebtSmart Email Newsletter
Letter from the Publisher; Cool Quote; Reading the fine print in those low-rate credit card offers; DebtSmart® Recommended Products and Services; 10 steps to improve your financial situation; STATISTICS: Bad Jobs; "He held the phone up to the shredder..."; Household Math(tm): Is biweekly better?; The top 10 destructive money beliefs; DebtSmart® Column for your use in-print, ezine, or website; DebtSmart® books and software, and other products; Update Your Email Address, Subscribe, Unsubscribe, and Disclaimer Information
DebtSmart Email Newsletter: 10/3/07
by DebtSmart Email Newsletter
Letter from the Publisher; Cool Quote; DebtSmart Reader Tips; DebtSmart® Recommended Products and Services; Consolidating Credit Cards to One Account; STATISTICS: Reward Cards; "Scott is really the only debt advisor I read on a regular basis anymore"; Household Math(tm): Average Daily Balance; Think Before; DebtSmart® Column for your use in-print, ezine, or website; DebtSmart® books and software, and other products; Update Your Email Address, Subscribe, Unsubscribe, and Disclaimer Information
DebtSmart Email Newsletter: 9/19/07
by DebtSmart Email Newsletter
Letter from the Publisher; Cool Quote; DebtSmart Reader Tips; DebtSmart® Recommended Products and Services; Paying off debt is hard work; Statistics: Rich are Happier than Poor; "Fees taken off!"; Household Math(tm): Sale or gas savings?; Bush Administration to help 240,000 homeowners keep homes; Discover Card Consumer Survey shows we're upbeat about our personal finances, but...; DebtSmart® Column for your use in-print, ezine, or website; DebtSmart® books and software, and other products; Update Your Email Address, Subscribe, Unsubscribe, and Disclaimer Information
Discover Card Consumer Survey Shows we're Upbeat about our Personal Finances, but…
by Curtis Arnold
In May, Discover launched a new research program, the "Spending Confidence Monitor," with Rasmussen Reports, a well-known, independent survey research firm. Together, they're planning to survey lots of us every month--they interviewed 500 consumers daily (15,000 total) in August alone.
Bush Administration to help 240,000 homeowners keep homes
by (FHA) Federal Housing Administration
President George W. Bush announced on 8/31/07 that HUD's Federal Housing Administration (FHA) will help an estimated 240,000 families avoid foreclosure by enhancing its refinancing program effective immediately. Under the new FHASecure plan, FHA will allow families with strong credit histories who had been making timely mortgage payments before their loans reset--but are now in default--to qualify for refinancing.
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