DebtSmart Email Newsletter: 2/20/08
by DebtSmart Email Newsletter
Letter from the Publisher; Cool Quote; 7 Steps For Eliminating Your Debt; DebtSmart® Recommended Products and Services; Why budgets don't work and how to fix it; STATISTICS: Online Order Fraud; "3.9% sure is a whole lot better than 10.25%"; Household Math(tm): Minimum Payment Balance; 7 household budgeting tips; DebtSmart® Column for your use in-print, ezine, or website; DebtSmart® books and software, and other products; Update Your Email Address, Subscribe, Unsubscribe, and Disclaimer Information
7 household budgeting tips
by S. L. Simmons
Do you frequently get cash from ATMs and then have no idea where it ends up? Do you end up paying late fees simply because you don't have a good system in place for tracking and paying your bills? If you don't have a good budget system in place, it is easy to lose track of your hard earned money. The tips below can help you to keep your finances under control.
Valentine's Day On A Dime
by Tawara Kellam
Using a little imagination, you can make your Valentine’s day a little more fun and a lot less expensive. If you want to add a little personalized romance or if you don’t have the time or money to buy all the pre-made things in the store, here are some ideas from livingonadime.com to help you make the day special.
DebtSmart Email Newsletter: 2/6/08
by DebtSmart Email Newsletter
Letter from the Publisher; Cool Quote; Refinancing your mortgage; DebtSmart® Recommended Products and Services; Valentine's Day On A Dime; STATISTICS: Housing Sales Tumble; "Got it down to 7.25% FIXED..."; Household Math(tm): Semiannual Mortgage Payoff; Biweekly mortgage may be a rip-off; DebtSmart® Column for your use in-print, ezine, or website; DebtSmart® books and software, and other products; Update Your Email Address, Subscribe, Unsubscribe, and Disclaimer Information
Capital One's Brilliance
by Scott Bilker
Like all of Capital One's customers, I was hit with an interest rate hike from 9.9% (purchases and advances) to 15.4% and 22.9% respectively. I didn't see the 'notification' they sent in the mail (I assumed it was some sort of solicitation), so it caught me by surprise. I contacted them and asked if they could adjust the rate back to what it was. My husband and I have perfect credit, never a day late and did carry a balance (we used the card for all purchases so we could get the frequent flyer miles but we never let the balance get out of control).
DebtSmart Email Newsletter: 1/23/08
by DebtSmart Email Newsletter
Letter from the Publisher; Cool Quote; Capital One's Brilliance; DebtSmart® Recommended Products and Services; Stop Eating Your Way Into Debt!; The Ultimate Cheapskate; STATISTICS: Number of Credit Obligations; "Mission Complete!"; Household Math(tm): House Painting; Inherited Debts?; DebtSmart® Column for your use in-print, ezine, or website; DebtSmart® books and software, and other products; Update Your Email Address, Subscribe, Unsubscribe, and Disclaimer Information
The Ultimate Cheapskate
by Matt Lauer
Jeff Yeager is the ultimate cheapskate, and the author of, The Ultimate Cheapskate's Road Map to True Riches: A Practical (and Fun) Guide to Enjoying Life More by Spending Less. Jeff is quite an incredible guy. He knows how to cut back on spending--bigtime! To save money he'll filch almost anything, even airline barf bags.
Stop Eating Your Way Into Debt!
by Jill Cooper
At this time of year, there are usually three things people are panicking about: how to lose weight, how to save money, and how to get organized. We have already touched on losing weight so this week I would like to touch on saving money. Hopefully most of you realize that you can get into deep debt if you buy a house or a car you can't afford. That seems to be pretty obvious, although a lot of people do it anyway.
Accidentally late indeed
by Art Blanchet
I had the same issue arise recently--was running short on time (my card gives me essentially a weekend to get the payoff--we don't keep a balance) to get my check in the mail. No way the bill just sits here a few days--we gotta move on it! Anyway, this one sat a few says and I needed to send it--destination was about 200 miles away major city to major city--but I still USPSed it registered mail requiring a signature confirmation of delivery.
Debit vs. Credit
by Stacy Johnson
More reasons why you should choose your credit card over your debit card. 2006 was the fist year that saw debit card purchases topped the 1 trillion dollar mark. But when you head to the store, which kind of plastic is best...debit or credit? According to money reporter Stacy Johnson, it's a question of interest.
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