Instant Grati Syndrome
by Harrine Freeman
As a baby when you cried your mother or father came running to take care of you. As a toddler when you cried your parents hugged or talked to you until you stopped. As a teenager when you wanted something you talked really nice and sweet to your parents to get it.
DebtSmart Email Newsletter: 4/2/08
by DebtSmart Email Newsletter
Letter from the Publisher; Cool Quote; Will a debt settlement adversely affect our credit rating?; DebtSmart® Recommended Products and Services; Budgets and Credit Cards; STATISTICS: Record High Debt; "Your books should be required reading..."; Household Math(tm): What Happened to the Other Dollar?; Just Say "No" to Spending Pressure; DebtSmart® Column for your use in-print, ezine, or website; DebtSmart® books and software, and other products; Update Your Email Address, Subscribe, Unsubscribe, and Disclaimer Information
ABC "Action News" with Nydia Han
Consumer reports interview with Scott Bilker talking about how to save money on your credit card debt plus how to cash in with reward cards.
Book Review: "Get Out Of Debt e-Book Package," by Cooper and Kellam
by Scott Bilker
I’ve been featuring stories by Jill Cooper and Tawra Kellam at DebtSmart for a while now. Jill and Tawra are also the authors of many money-saving books. Their latest compilation is the Get Out of Debt e-book Package. Their strategies for getting out of debt are true methods for frugal living. They dig out of debt by cutting spending without cutting happiness.
FHA Mortgages to Save America's Homeowners
by Minh Nguyen
FHA mortgage programs are giving American homeowners an opportunity to refinance to low, 30-year fixed-rate mortgages amidst heavy guideline restrictions and worldwide credit tightening. The truth is, FHA programs have been existence since 1934, but profit-hungry mortgage companies preferred placing customers into higher margin, conventional mortgages.
How to control your spending
by Art Graham
In order to control your unnecessary spending, it helps to understand why you spend. Spending money is often not the problem, it is often the symptom of something else. Let's take a look at three reasons people spend money and see if we can find ways to control them. When I was in grad school, I was sitting in an accounting class one day, and Vicki, who sat in front of me, turned around and asked me how my day was going.
DebtSmart Email Newsletter: 3/19/08
by DebtSmart Email Newsletter
Letter from the Publisher; Cool Quote; Cash-out to pay off cards or keep debt?; DebtSmart® Recommended Products and Services; Book Review: "Get Out Of Debt e-Book Package," by Cooper and Kellam; STATISTICS: Record High Debt; "Your books should be required reading..."; Household Math(tm): How Much Spending; How to control your spending; FHA Mortgages to Save America's Homeowners; DebtSmart® Column for your use in-print, ezine, or website; DebtSmart® books and software, and other products; Update Your Email Address, Subscribe, Unsubscribe, and Disclaimer Information
Book Review: "The Complete Guide to Prosper.com," by Sean Bauer
by Scott Bilker
Here is a book that’s a long time coming. Prosper.com is a website that facilitates in connecting people that want to lend money with people that want to borrow money. It can be great for those who want to get better returns than their money markets are paying as well as borrowers who cannot get a good interest rate from their credit cards or their bank.
5 Ways to Stop Living Paycheck to Paycheck
by Harrine Freeman
Over one million Americans file for personal bankruptcy every year. The average American household has 10 credit cards. People are living above their means. Americans are drowning in debt and the problem is getting worse. Many people are foreclosing on their homes and will be forced to live on the street because they are in so much debt.
DebtSmart Email Newsletter: 3/5/08
by DebtSmart Email Newsletter
Letter from the Publisher; Cool Quote; Debt Daredevil; DebtSmart® Recommended Products and Services; Book Review: "The Complete Guide to Prosper.com," by Sean Bauer; STATISTICS: Record High Debt; "3.9% sure is a whole lot better than 10.25%"; Household Math(tm): True Rate of Transfer Offer; 5 Ways to Stop Living Paycheck to Paycheck; DebtSmart® Column for your use in-print, ezine, or website; DebtSmart® books and software, and other products; Update Your Email Address, Subscribe, Unsubscribe, and Disclaimer Information
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