“I have been a DebtSmart reader for quite a few years, and your newsletter teaches me something new each time I receive it. I really have to say ‘WOW’ just when I thought there wasn’t really much new for me to learn, I get a big surprise and realize; there is so very much more for me to learn from DebtSmart. Keep the information coming; we all have something to learn from each one of your newsletters. A day without DebtSmart is a day without knowledge of financial savvy that we all need so desperately, in this day and time”—Diane Ayers, Lambsburg, VA