Many people find discussing money to be awkward or complicated, but engaging in money conversations is an important skill to learn. For couples, managing money can be a stressful and emotional issue.

Many banks have sent email messages to customers in hurricane affected areas waiving fees and extending payment dates. If you haven’t received these communications, then you should call your banks, and visit their websites, to find out these policies.

I remember vividly the 76 year-old grandfather who wept in my office after co-signing for his grandson’s first car. The grandson had lost his job and defaulted on the loan after only three payments, leaving the grandfather stuck for the entire debt.

In an attempt to provide articles that are helpful, practical, and different, I want to share some information with you about a topic I have never written about heretofore – Babysitting.

I help my 82-year-old mother pay many of her credit card bills. She’s scared to call the credit card companies, and I don’t want to be added as an authorized user or they will show up on my credit report. Is there a service that she can give a power of attorney to that will call the credit card companies on her behalf? Currently, she is NOT past due on any credit cards–but that will change if we can’t reduce these interest rates. Thanks!

My best friend is having severe credit card debt problems after a period where he had to use the cards after being laid off and having difficulty finding work and also unexpected medical bills that accumulated during his time off work. He has a balance hovering around $33,000.00. Using your suggestions I have helped him get reduced (temporary) finance charge percentages and have transferred some of the debt to lower interest cards (thanks to you!). The problem is, while he is currently able to make the monthly payments he is BARELY able to do so. Should he seek credit counseling or debt reduction?