I am drowning in debt. I am attempting to figure out a budget that is livable….

Biweekly mortgages have been touted by many companies as being an excellent way to save money and pay off your mortgage earlier. Some companies even claim that “it won’t cost you any more than you’re paying now.” What a crock! What do you think a true biweekly mortgage saves you?

This article is for those families that have sat down at a desk or the kitchen table time after time trying to develop a family budget that they can live with. Why don’t they work?

Which category do you fall in? (1) Family 1 has all the money they need for necessities and more and manage it very well, (2) Family 2 has all the money they need for necessities and more but live payday to payday with ever increasing debt, or (3) Family 3 doesn’t have enough money even for necessities.

When I was younger and having all kinds of money problems, I asked myself this question a thousand times. It seemed like one day we were doing fine financially and the next, we owed everybody. How can it happen so quickly?

With all of the different items that the average individual or family spends money on, it can be difficult to keep it separated. You have to have money for groceries, car gas, school lunches, dining out and entertainment just to name a few.

Maybe these 10 items may answer some questions you have about using credit cards. Make sure to check out the link in #6.

How can you decide how much you have for bills and expenses when your paycheck varies from one payday to the next? That’s a question a lot of people struggle with.

If you are worrying about your money problems it’s time to STOP IT NOW! Easier said than done, huh.

There’s that horrifying word. The one that makes so many people cringe at it’s very utterance. It seems like they could make a very good spooky movie with the title “You Have To BUDGET!”