Do you know enough about finances to survive during these economic hard times? Take the F.A.T. Test and see. (1) It is best to pay only the minimum payment due on a credit card bill each month rather than pay your bill in full. (True or False?)

Too much backlash forces Verizon to rethink their fee policy. Consumers are a very strong group and have many options and that is what ultimately brought Verizon to their senses. Another fee victory for the consumer! Here is their press release…

Verizon Wireless announced Thursday, December 29, 2012 that it is going to charge a $2 “convenience fee” to mobile phone users starting January 15, 2012. The $2 will be charged when making single bill payments online or by telephone. Sounds very “convenient” for them, not us.

Last Saturday I went to the drag strip with some friends of mine. It’s an annual event for us. We’re a bunch of car enthusiasts who get to spend a day with some truly amazing equipment. For those of you who are not familiar with drag races here’s a brief explanation. Each race is a 2 car competition to see who can cover an 1/8 or 1/4 mile in the fastest time.

I’m worried about losing my job. They’ve been cutting back our hours and things just don’t look good. I’d like to find a new job before this place goes down the tubes, but I haven’t looked for a job in years. I know that there are all kinds of job sites available, but what else should I consider? When I find a job I like to keep it so this is an important decision for me.

If you’d like a little more money, you’re in the right place. There are many ways to find/earn more income. All require work, but that’s okay because if they didn’t, they wouldn’t be real.

To quote the very well-known motivational speaker, Anthony Robbins, ‘Questions are the answer.’ What exactly does he mean? Tony believes, as do I, that you have the ability to find the answer to any question. They key is to ask the right questions.

My son purchased a car for $15,000 at a high rate of interest. He’s been paying for 32 months and he still owes $11,000. He has just been laid off and to top it off the car has blown the engine. I would like to help him pay the loan off to keep his credit rating but would like to negotiate the amount down. What are the chances? Would he be better off to let it be repossessed? This would be to nobody’s advantage. Please advise.

If you’re not actively pursuing a dream of your own, you may be a passenger in someone else’s boat, going to the destination of their choice. Now, that can a great place to be, if you believe the captain knows what he’s doing, and if you trust that he’s taking you and the crew somewhere important and wonderful.

I see a guy on TV all the time. He says that you can buy a home with no money down and then come from closing with money in your pocket. Supposedly people buy homes and make millions a year. Do you know about this? How this could be done? Is it worth the 3 payments of $59.99? Or is it a scam?