As a veteran financial counselor I have counseled multiple hundreds of smart people with serious financial problems. These people had different incomes, different occupations, and were from different social status. Yet their financial problems seemed to be the results of making very similar money mistakes.

This infogrpahic from OnlinePhDPrograms.com explains how sleep deprivation can lead to financial despair. So be ready to take a nap after checking it out. 😉

This video from myFICO: Are you (or someone you know) struggling with debt? This entertaining video helps you take a close look at how you got there, and will inspire you to take steps to get out of debt.

Are student loans the next financial bubble we’ll face? Could be. The statistics are staggering. Tuition and fees have have increased nearly 130% in the last twenty years (source IRS & College Board data).

Fantastic info, not for scatterbrains though. I have three cards currently all intro 0% wondering if I made a cash advance of say $1,000.00 then immediately took advantage of 0% balance transfer, would I still be liable for the 24.99% advance rate as well as the fee even though account was paid off the same day or at least within billing cycle?

I’m looking to replace some appliances in my kitchen. Mine are old and on their last legs. The trouble is that I really can’t afford new appliances and I don’t want to put them on my credit card.

I heard a news commentator say recently, “America’s credit card is maxed out at $16.4 trillion. Congress will soon be voting to raise the debt ceiling so we can have the ability to pay our bills.”

This infogrpahic from FrugalDad.com shows how difficult it is to pay for college. And that’s not all–many college graduates are loaded with debt and have very few job options. Plus, even when they find employment, the salaries aren’t there to repay the tuition loans.

My husband’s spending is starting to drive a wedge between us. I want to put money away for a vacation and our son’s college fund. But there’s never any money left at the end of the month. What can I do that won’t destroy my marriage?

There is a very real sense in which Thanksgiving can have a direct bearing on our financial health. What is the link between the two? Being thankful for what we have is an attitude that results in living within our means.