When a debtor is delinquent, most creditors will attempt to collect payment of debts via telephone calls and letters before escalating to more extreme forms of collection methods. Should a debtor continue to provide payment in response to a creditor’s attempt to get payment from him, as a last resort, the creditor could go to court and get a Judgment and then follow-up with a paycheck garnishment.

When it comes to vacations, we all like to save money. But there’s no need to compromise the quality of our vacationing experience to do so. Here’s how you can keep the dollars in your pocket while on a vacation and make the most of your holiday as well!