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DebtSmart® Column Proposal
Thank you for taking a look at my column proposal! Please keep this web page open as a guide to all links related to the proposal, e.g., my background, column samples, media mentions, etc. My goal is to make DebtSmart® an exclusive weekly column. I will always continue with my web site to support the column and other articles that I write, however, your column will be new and exclusive each week. The media often refers to me as the Debt Daredevil™ because of my unconventional approach to debt management. Debt Smart techniques make sense—they save money! The DebtSmart® column has been answering questions concerning credit, debt, money, and earning extra income since 1998! Written in an easy-to-understand style by me, Scott Bilker, founder of DebtSmart.com and author of three best-selling books! To date, more than 121,000 books sold (combined) of Talk Your Way Out of Credit Card Debt (2003), How to be more Credit Card and Debt Smart (2002), and Credit Card and Debt Management (1996). Regards, |
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Consumer Demand is Growing Credit card debt is at an all-time high! Bankruptcy law is on the verge of major changes! Credit counseling services are as overwhelmed with new clients as the general public is with their debt! People are looking everywhere for help! Banks are taking advantage of credit card holders with penalty rates as high as 29.99% and late fees of $39! And that’s just the tip of the iceberg in the fleecing of consumers. People want guidance in this area—they are in search of credible advice. I receive dozens of email questions each week from readers! Topics that span a broad range of money management issues, including consumer spending and financing, lending and borrowing from friends and family without hurting relationships, starting your own business, buying your first home, making money with your credit cards, etc. |
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Established Brand The DebtSmart® Biweekly Email Newsletter has 7,600+ active subscribers and this list has been growing every day for more than three years! DebtSmart.com, and my books, are frequently mentioned in the media. DebtSmart® articles have appeared in print over the years and are currently available on hundreds of web sites. I’ve been interviewed on more than 1,000 radio stations and have been heard in every state in the U.S. as well as Canada and the UK. DebtSmart.com is the #1 most popular site for debt according to Alexa.com (an Amazon.com company). See this current listing DebtSmart.com is ranked 68,152 among all web sites on earth for popularity according to Alexa.com (an Amazon.com company). See this current listing |
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Author Background Scott Bilker, author of the best-selling books, Credit Card and Debt Management, How to be more Credit Card and Debt Smart, and Talk Your Way Out of Credit Card Debt, is the creator of DebtSmart.com. He is an electrical engineer, with a B.S. from Newark College of Engineering, and a member of Tau Beta Pi (National Engineering Honor Society). He is also currently serving as an elected Board of Education member in Barnegat, NJ. Scott has spent the past 13+ years finding great credit deals and saving thousands of dollars for himself and others. His credit card advice has been featured in several magazines, newspapers, and online resources including Money Magazine, Consumer Reports, The Wall Street Journal, Newsweek, Kiplinger's Personal Finance Magazine, Reader's Digest, CNN/Money, BankRate.com, CBS Marketwatch, Woman's World, The Motley Fool, Men's Health, Woman's Day, The San Francisco Chronicle, Greensburg Tribune-Review, The Sun, and Valley Voice. Plus, his free DEBTSMART® EMAIL NEWSLETTER is continuously helping consumers find their best borrowing options. Scott has also appeared on CNNfn's Your Money with Ali Velshi, PBS's Take Note with Patty Satalia, WB 17's Community Close-Up (WPHL-TV Philadelphia) with Dorie Lenz, the Extra Help Channel's In the Money with J. J. Burns (C.F.P.), and CN8's Family Talk with Mary Amoroso. Plus, he's been interviewed on more than 1,000 radio stations (coast-to-coast, in Canada, and the UK) including National Public Radio's (NPR) Morning Edition with Steve Inskeep, WSJ Radio, The Wall Street Journal This Morning with Michael Wallace, WFAN (NY) with Bob Salter, KFMB (San Diego) with Jeff & Jer, and Talk America Network's It's Your Money with Dr. William Bailey. |
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Media Mentions Money Magazine (June 2004) Money Magazine (August 2004) Wall Street Journal Mention (April 25,
2004) CBS Marketwatch (July 12, 2004) Reader' Digest (August 2003) Woman's World (August 12, 2003) Newsweek (February 9, 2004) Upcoming Media NOTE: These posted mentions represent only a handful of the media mentions for all books and DebtSmart.com. If you're interested in looking at the most recent mentions then click here to see results from a Google News Search. |
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Radio and TV
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Sample Columns So Far in Debt; Can't Seem to Breathe (623 words) One Day Late, yeah right! (527 words) Collection Company after 23-Year-Old-Debt (547 words) Helping Daughter with Debt (632 words) What Happened to the Other Dollar? (290 words) Credit Card Balance Transfers (638 words) Debt Snowball (Myth or Magic): Paying Back Lower-Balance Cards First (541 words) Consolidating Credit Cards to One Account (495 words) Weekly or monthly payments? (392 words) Buying a House after Bankruptcy (312 words) What is better? Fewer Cards with High Balances, or Many Cards with Smaller Balances? (487 words) NOTE: List of all columns (most recent), as they appear at DebtSmart.com, is available here. |
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Published Columns 10 Credit Myths published in Your Money Report 7 Steps to Eliminate Your Debt published at Bankrate.com Opportunities from Credit Rejection published at Stretcher.com "Credit Surfing" saves you money published in the Albany Journal Which Credit Cards Look Better on Your Credit Report published at MyFinancialEdge.com "Credit Surfing" saves you money published in the MCCC Advantage 9 Steps to Get Organized for Financial Success published at LAPeopleConnection.com 7 Steps to Eliminate Your Debt published in HERO Magazine 5 Ways to Avoid Holiday Debt published at HomeWithTheKids.com NOTE: These are only a few of the many articles published in print and online. If you want to see more published articles, please contact me and I'll get more to you right away. |
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Reader Comments about DebtSmart® Articles "I want to thank you for your informative articles and the guidance that it gives to us out in the world."—Kim in Ottawa, Canada "The advice is practical and down to earth. Thanks to tips I got from reading your newsletter in previous years, I am repaying my debts with low monthly payments interest free! DebtSmart is full of great ideas and handy hints. Everyone who ever struggled with credit will find at least one idea to help them climb out of debt and live debt free eventually."—Karen Cournoyea "Thanks for your informative article on biweekly mortgages. It really helped to open my eyes when I was considering one."—Kevin Harvey NOTE: These are just three of the hundreds of responses I receive about my articles and web site. |
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Book Ranks and Statistics My latest book, Talk Your Way Out
of Credit Card Debt, had its best ranking at Amazon.com at
1,208. My first book, Credit Card and Debt
Management, had its best ranking at Amazon.com at 1,064. My second book, How to be more
Credit Card and Debt Smart, had its best ranking at Amazon.com
at 5,498. All these books are bestsellers in
Amazon.com's "credit repair" category. Their best ranking here
are 3, 7, and 13 respectively. |
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Copyright ©2025 Press One Publishing. All rights reserved. Use or purchase of any material at DebtSmart.com including but not limited to books, articles, and software is subject to the following disclaimer/warning. |
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