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This is always such a tough call. What do you do when your friends ask for money? If they don’t repay are you angry about losing the cash or the trust you had in your friend’s promise?

SURVEY QUESTIONS

Have you ever lent money to a family member?
Yes
No
Not Answering

If yes, did they pay you back?
Yes
Partially
No
n/a

Would you ever (or ever again) lend money to a family member?
Yes
No
Don't Know
Comments

Have you ever lent money to a close friend?
Yes
No
Not Answering

If yes, did they pay you back?
Yes
Partially
No
n/a

Would you ever (or ever again) lend money to a close friend?
Yes
No
Don't Know
Comments

When you lend money to friends or family do you expect repayment, or is it better to think of it as a gift?
Expect repayment
Gift
Don't Know

Would you be more likely to lend money to a family member and/or close friend if a third party were managing the repayment of the loan? The third party would send out the bills, collect the money, charge a small fee, and send you the payment?
Yes
No
Don't Know
Comments

Is it fair to charge a reasonable interest fee when lending money to family member or close friends?
Yes
No
Don't Know
Comments

What rate is a "reasonable" rate to charge family and friends?
0%
2%
4%
6%
8%
10%
Greater than 10%
Don't Know

Have you ever borrowed money from a family member?
Yes
No
Not Answering

If yes, did you pay them back in full? If not, why?
Yes
Partially
No
n/a
Comments

Would you ever (or ever again) borrow money from a family member?
Yes
No
Don't Know
Comments

Have you ever borrowed money from a close friend?
Yes
No
Not Answering

If yes, did you pay them back in full? If not, why?
Yes
Partially
No
n/a
Comments

Would you ever (or ever again) borrow money from a close friend?
Yes
No
Don't Know
Comments

Who would you pay back first?
Credit Card
Friend or family member
n/a

Who would you rather pay interest charges to?
Friends and Family
Banks
Don't Know

Would you be more likely to borrow money from a family member and/or close friend if a third party were managing the repayment of the loan? The third party would send you the bills, collect the money, charge a small fee, and send them the payment?
Yes
No
Don't Know
Comments

Is it fair to be charged a small interest fee when borrowing money from family members or close friends?
Yes
No
Don't Know
Comments

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