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Fixing debt and spending problems first requires knowing where they exist. To know that involves tracking spending, setting goals, and being very organized. How organized are you? Please let us know by taking this issue's survey.
SURVEY QUESTIONS
Do you track your spending by category? For example, Dining Out, Gas, Entertainment, Utilities, etc. Yes No n/a Comments
If yes, how do you do the tracking? Software (Quicken, MS Money, etc.) On paper Other (please say what it is in comments) n/a Comments
Do you set a specific spending limit by category? Yes No n/a Comments
Do you use an envelope system to limit spending by category? Yes No Other (please say what it is in comments) n/a Comments
What are you top three spending categories? Category 1: Category 2: Category 3:
Do you create reports based on your spending by month? Yes No n/a Comments
What do you do if you notice an increase in spending in one category?
Do you know if your best friend tracks their spending? Yes No n/a Comments
How much time each week do you work on tracking your spending and budgeting? Less than 1 hour 1 to 2 hours 2 to 3 hours 3 to 4 hours more than 4 hours n/a Comments
Do you find that using your credit cards helps you track your spending? Yes No n/a Comments
Do you find that using your credit cards helps keep you in line with your budget goals? Yes No n/a Comments
Did you specifically teach your children how to create a budget, track spending, and handle their finances? No kids Kids are too young Yes No n/a Comments
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